Newer (10 years old) mobile home in home owner owner non profit park

Mobile Home Park, Half Moon Bay, El Granada, Moss Beach, Pillar Point

Home for sale, Ferdinand, El Granada, CA

Remodel in Hyampom, Hayfork County, Trinity County, CA

Remodel in CA, Hayfork Valley, Hyampom in Trinity County
CA, Hayfork Valley, Hyampom, in, Trinity County

http://www.youtube.com/watch?v=tL88IaypwRM

A Bit of Perspective

A Bit of Perspective
30 % of the homes in America are owned free and clear
Of the 70% with mortgages that remain, 97.2 % are not in foreclosure.
Of the 70% with mortgages that remain, 93.6 % are current.

So how can the news make things sound so bad? Well many people need to move due to growing families, job transfers, divorce, and these people are in a market with people who were frankly, (largely) irresponsible. These people need and are receiving a financial lesson. Those people have brought the market down for everyone who must sell. Will we recover? Certainly.
We may have one more set of foreclosures and short sales to tie up the coming market. So here it is:
Criswell predicts, nema nema, that we will see rising prices again within 18 months.

Look at these stats, (I think they suggest this is maybe the 6th worst recession since 1900):

Year Range Key Stat Dow Jones: (Peak to Trough) GDP

1929-39 25% Unemployment, D89% Down 11% ($103B)
1973-75 Inflation 21%, D45% Up 18% ($1.4 Trillion)
1981-82 Prime Rate 18.87%, D24% Up 4% ($3.1 Trillion)
1990-91 653 Failed Banks and S & Ls, D21% Up 3% ($5.8 Trillion)
2001-02 NASDAQ D78%, D38% Up 8% ($10.1 Trillion)
2008 $6.2 Trillion market losses, D42% Up 1% ($11.6 Trillion)

Is business booming like 05 and 06? Absolutely not and I hope we never see days like that again where people were taking equity loans at a record pace to spend money they didn’t have, on things they didn’t need to impress people they didn’t know. So yeah, it’s time to freak out. It’s time to get the messages from the freaked out media, the politicians and the pundits out of your head and life. As a man thinketh in his heart, so is he. I choose the good, I see the best and I believe my best days and yours are still to come.

The Grass Can Be Greener

"So who likes what city?

Men like Vegas more than women.
Boston: you better have coin as mostly the affluent would rather live in Bean Town.
New York/ LA: Youth is it. 57% of urban dwellers younger than 30 say the city is where they want to live.
Denver/San Diego/Seattle: Youth! Mickie D's or Starbucks: Gotta have the Golden Arches nearby.
Denver/Phoenix/Orlando/San Antonio: Republicans
San Francisco: Half of those who identified themselves as liberal would rather live here."
So i am reading this and i see half of those liberals like San Francisco, does that mean the the other half are conservatives <^_^>

All of the above seem to be urban locals, but what about rural? ...And is the Half Moon Bay coastside truly rural? Besides tourism it does have a large agricultural base, flowers, brussel sprouts and artichokes. I believe HMB grows more roses then any place in the world except Holland.
"The perfect community type?: 30% say they would most like to live in a small town, 25% in a suburb, 23% in a city and 21% in a rural area."

So based on this assertion, HMB is a great place to live.

I know this is true because when someone from areas like Palo Alto are layed off, they tend to leave the area, where as when someone who lives on the coastside is layed off, they work as hard as they can to get another job so they can stay.
I haven't checked out the research done above, but I know that the people who live in HMB, love living in HMB.

Senior Housing Rehab Day In HMB

The Senior Center in Half Moon Bay annually sponsors a home repair day.
Men and women from the coastside and Elsewhere come together and do much needed repairs for seniors who cannot any more. These repairs include gardening, light plumbing, deck repair, stairway or ramp replacement, painting, and a host of other small tasks. Much of the work is done in the Half Moon Bay Senior Park, Canada Cove. Some of the work is done to homes in La Honda, Pescadero, EL Granada, Montara and Moss Beach. Here is what the senior center posts"

"What repairs will be done?
Projects dealing with safety, health and accessibility issues are given priority. In the past we have installed wheelchair ramps, replaced unsafe stairs and porches, fixed plumbing problems, repaired furnaces, painted houses inside and out and cleaned yards.
Who is eligible?
Homeowners must be at least 60 years of age or disabled and unable to do the repairs themselves. Recipients must meet income eligibility requirements.
How do I apply for help?
Call Senior Coastsiders at 726-9056 for an application. Return the application by March 31 with a $10 processing fee.
How do I volunteer?
Anyone fourteen and older can be a volunteer! Volunteers do not need to be skilled at home repairs, but any skills will be utilized. If you would like to volunteer, please call us at 726-9056 or print the Application at the top of this page and send it to us.
Who sponsors the program?
The Home Rehabilitation Program is sponsored by private donations, corporations, local businesses, San Mateo County Aging and Adult Services, and San Mateo County Department of Housing."
This work not only helps those who need a hand, but also brings the coastal citizens a bit closer together.

Wouldn't you like to join in. It is a fun day, and you are welcome to join in.

Half Moon Bay Schools

Education on the Coastside has always been a mixed bag. The Coastside has tried some innovative programs such as the Spanish immersion program, at Hatch Elementary, which may have been a good concept, but had problems and resistors. The local elementary schools have won awards, including Hatch, El Granada and Farallone View in Montara over the years. The high school has consistently done well in math and science, but has had fallen behind at times in the humanities.

When Apples for students was available, Half Moon Bay was second to none in parent and student participation in acquiring these computers for the schools. Parent participation in the local schools has long been very good. The high school has not been without its controversy’s, like any high school, but overall I would think it would feel good to have attended it.

Half Moon Bay High School is a relatively small school, thus they not always able to offer all the AP courses or students may have a schedule conflict and need other opportunities to take AP courses. Over the past five years, they have established a relationship with the University of California and their teachers to allow students the opportunity to take selected AP courses online; i.e. AP Physics, AP Chemistry, AP Calculus BC, and AP Economics. For a pdf of the HMBHS Advanced Placement Program visit

http://www.cabrillo.k12.ca.us/hmbhs/print_file/HMBHS_AP.pdf